iPay88’s ‘Pay4Me’ – Synergizing Digital Payments With Human Relations

Kuala Lumpur, 23 May 2017 – iPay88 Sdn Bhd (‘iPay88’) – the leading online payment gateway provider in South East Asia, today shares what it believes will be a revolutionary solution to integrate digital payments with increasingly digital-dependent family lifestyles.

Pay4Me is a ready iPay88 digital payment solution that basically allows payment to be made on behalf of another person’s purchases. This secured digital payment, works by re-directing payment requests to a Payor, who is NOT the shopper / purchaser but pays on behalf for that online transaction.

Co-founder and Executive Director of iPay88 – Lim Kok Hing explains, “Pay4Me is a useful and convenient online payment solution that is ideal for families with youngsters and older folks, or even domestic helpers who do not have easy access to credit or debit cards, or online banking options to transact online.”

The development of Pay4Me was based on iPay88’s extensively strong experience in digi-tal payment processes that are evidenced and supported with online buying patterns, and types of products.

“We developed Pay4Me to directly reduce the hassle in payment settlements for the Payor, who is usually also the Main Family Dependent. Such role is normally shouldered by the parents, or working member of the family,” says Lim.

Whether it is online groceries shopping, routine payment of children’s tuition fees or school fees, mobile phone top-ups, basically items and services that a family network would usu-ally require and obtain via online purchases – all the payment requests is redirected to the Payor to approve and pay, in the most secure, convenient and efficient manner.

Lim continues to say that “All the existing merchants of iPay88 can opt to integrate Pay4Me as one of their payment options with no additional cost. The process is simple and all it takes is an activation from our end.”

Pay4Me works in three simple steps:

1. The online shopper simply ‘Checks Out’ from the online store using the Pay4Me op-tion by providing the Payor’s email addresses, contact number and (optional) mes-sage for Payor to pay for the purchases made.
2. The payment link is sent to the Payor via email. When clicked, the Payor is redi-rected to the iPay88’s payment page for credit card input or online banking authenti-cation.
3. The Payor is given 48 hours to complete the payment, for the particular online pur-chase status to be ‘PAID’ or ‘PAYMENT MADE’.

Pay4Me is secured as iPay88 complies with International Security Standards (PCI DSS Certified Level 1), which is the highest standard in payment industry to ensure all transac-tions are safeguarded. iPay88 is regulated under Financial System Act 2013 as well as the Central Bank of Malaysia.

Lim says that iPay88 will continue to innovate digital payment solutions that can practically serve the evolving needs and requirements of the Asian society – where families often have tight financial and monetary management, but are prioritizing on providing care and convenience for the family networks’ minors and seniors.

“At iPay88, the path of innovation in business means doing something differently and better to make a positive difference in terms of value, quality or productivity by using emerging or proved technologies of the world. With Pay4Me, iPay88 offers a variety of different pay-ment methods that cater to different age group and to serve different purposes. This ulti-mately could translate into higher sales volume for our merchants.”