MOBILE PAYMENT SOLUTIONS
Effortlessly enable payments via mobile devices
Pay Anywhere, Anytime, Seamlessly with Mobile
Forms and Types of Mobile Payment Solution
- Online Banking
- E-Wallets (Mobile Wallet)
- Buy Now Pay Later (BNPL)
- Other Payment Methods
Online Banking (Malaysia)
Pay Securely via Malaysian Online Banking
E-Wallets
Embrace Digital Payments with E-Wallets
We offer a wide range of digital wallet payment methods, including Boost, DuitNow QR, GrabPay, MCash, MAE by Maybank, Setel, ShopeePay, Touch ‘n Go eWallet, UnionPay, and Alipay+
Buy Now Pay Later (BNPL)
Flexibility with Buy Now, Pay Later
Shopping just got more convenient with mobile payment options like Buy Now, Pay Later (BNPL), offering customers flexibility, boosting your sales, and fostering loyalty through installment plans. Our BNPL methods: Atome, Moby, and PayLater by Grab.
Other Payment Methods
More Payment Options
Alongside our core payment solutions, we provide a range of alternative options tailored to fit your business requirements.
We also support additional mobile payment options such as Apple Pay, Google Pay, PayPal, and Samsung Pay.
Get more with iPay88
Better customer experience
Customers can easily choose their preferred payment options to pay faster, safer, and hassle-free.
Seller protection
We use advanced technology to mitigate fraud risk so you can focus on your business growth.
Help when it’s needed
Our support team is ready to assist you or your customers throughout the shopping journey.
Marketing campaigns
As our merchant, you will have a unique opportunity to be featured in marketing campaigns by our payment partners.
Mobile payments have evolved into a variety of methods, each designed to provide convenience, security, and flexibility for consumers and businesses alike. Mobile wallets such as Google Pay, Apple Pay, and Samsung Pay allow users to securely store their payment information and make contactless payments via smartphones or smartwatches. These wallets use near-field communication (NFC) technology to enable quick, secure transactions at retail outlets.
Mobile eCommerce (m-commerce) involves purchasing goods or services through mobile browsers or dedicated apps, catering to the growing demand for online shopping on smartphones. Peer-to-peer (P2P) payment services, such as PayPal and Venmo, allow users to send and receive money directly between individuals, streamlining personal transactions.
SMS payments offer another form of mobile payment, where transactions are conducted via text messages, commonly used for small-scale purchases like digital content or donations. Mobile point-of-sale (mPOS) systems, on the other hand, allow businesses to accept card payments using a mobile device equipped with a card reader, making it ideal for mobile or small businesses that need a portable payment solution. These diverse options provide customers and businesses with a wide range of payment methods that are secure, accessible, and convenient, helping to drive the growth of mobile commerce.
By leveraging these mobile payment options, businesses can meet the evolving demands of consumers while improving the overall efficiency and security of transactions.
What are the Benefits of Mobile Payment?
Mobile payment solutions provide numerous advantages for both consumers and businesses. For consumers, mobile payments streamline transactions with a simple tap or swipe, making long queues and tedious checkout processes a thing of the past. They allow for secure, cashless, and cardless transactions, saving time whether shopping online or in-store. Additionally, mobile payment solutions support loyalty programs, offer easy access to purchase history, and enhance convenience overall.
For businesses, mobile payments improve customer satisfaction by speeding up transaction times and reducing the need for physical checkout infrastructure. Furthermore, these solutions bolster security through encryption and tokenization, lowering the risk of fraud while offering a smoother, more efficient customer experience.
What Are the Differences Between Mobile Payment and Digital Payment?
Mobile payment refers to transactions made specifically through mobile devices, such as smartphones or smartwatches, using technologies like mobile wallets (e.g., Apple Pay, Google Pay) or mobile banking apps. These payments often rely on contactless technologies like NFC (Near Field Communication) and QR codes for in-person transactions, or they occur in mobile apps or browsers for online purchases.
Digital payment, on the other hand, is a broader term encompassing all types of electronic payments, whether conducted on mobile devices, desktops, or other electronic platforms. This includes not only mobile payments but also traditional credit card transactions online, e-wallets on desktops, and other forms of electronic fund transfers (EFTs).
In summary, mobile payments are a subset of digital payments that focus specifically on transactions made via mobile devices, whereas digital payments cover a wide range of electronic transactions across multiple devices.
Which Types of Businesses Are Recommended to Use Mobile Payment?
Mobile payment solutions are ideal for a wide range of businesses. Retail shops, restaurants, cafes, and fast food outlets can benefit from faster checkouts and enhanced customer experience by offering contactless payments. E-commerce businesses can also integrate mobile payments to streamline online transactions, making purchases quicker and more secure for customers.
Service-based businesses like salons, gyms, and ride-sharing companies can simplify payment collection on the go. Even small vendors or local markets can benefit from using mobile payment methods to reduce the need for cash handling and speed up transactions. In general, any business aiming to enhance convenience, security, and customer satisfaction would benefit from adopting mobile payment solutions.